Rebuild Path ~ Smart Solo Money™

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Rebuild, this is the part of the Midlife Map where your money gets stronger with simple steps.

Start Here: Find Hidden Money in 20 Minutes with a Subscription & Expense Audit

Text reads: Discover hidden savings in 20 minutes. Empower your midlife money journey—easy expense audit for women on one income.

Why Rebuild Matters

Money stress in midlife isn’t just about numbers. It’s about:

  • Facing financial milestones on your own.
  • Feeling the weight of debt or surprise expenses.
  • Wondering if you’ll ever feel secure about the future.

But here’s the truth: financial confidence is built one choice at a time. When you take small, intentional steps, your money starts working for you — not against you.

Rebuilding solo isn’t about doing without. It’s about creating a money system that supports the life you want now.

Who Rebuild Is For

Smart Solo Money was created for women who are:

  • Living on one income after divorce, widowhood, or by choice.
  • Tired of money feeling like a constant stress.
  • Unsure how to budget without it feeling restrictive.
  • Looking for tools made for real life — not complicated finance jargon.

The Benefits

When you rebuild with confidence, money stops being a source of shame or fear. Instead, you’ll:

  • Gain clarity about where your money goes.
  • Save time with simple systems that actually fit your life.
  • Reduce stress and stop the paycheck-to-paycheck spiral.
  • Build a foundation for the future, one step at a time.
  • Feel proud of the progress you’re making — not guilty about what you haven’t done.

The Smart Solo Money Rebuild Path

The Smart Solo Money Rebuild Path helps you take charge of your finances in 6 doable steps. Each one is designed for women in midlife who want practical, guilt-free ways to feel more confident with money.

You don’t have to do all 6 at once. Start where you are, with the step that feels most urgent — whether it’s clearing debt, setting up a budget, or just noticing where your money really goes.

Get the entire Smart Solo Money System Kickstart Bundle for only $9. My guided workbook will walk you through all the steps and you’ll also get the Google Sheet companion file that will do all the calculations for you as you work through each of the 6 steps to financial freedom.

The Smart Solo Money Milestones

Along the way, there are milestones that help you mark progress — like building an emergency fund, paying off a debt, or creating a spending plan that fits your life. You can explore the full list here.

Explore the 9 Money Milestones Blog Post

Blog Series: Smart Solo Money Steps

Every week I share practical tips, encouragement, and simple strategies to help midlife women manage money solo with confidence.

Here are the latest posts in the Smart Solo Money blog series:

Go Deeper with Smart Solo Money Tools

Once you’ve started with the free Quick Win Audit, you may want more support. That’s where the Smart Solo Money tools come in:

📊 Smart Solo Money System Kickstart Bundle A simple, digital way to track your spending and budget.
🗓️ Annual Budget Workbook Plan your finances paycheck by paycheck, so you’re never caught off guard.
💡 Mini-Courses (coming soon) Bite-sized trainings on spending plans, debt payoff, and savings strategies.

Part of the Project: Improve Me Midlife Map

Rebuild is just one path of the Midlife Map — a guide to help women in midlife feel less scattered and more intentional.


Declutter your tech and create more breathing room in your day.


Learn simple, doable money skills that make life easier on a solo income.


Capture the stories that shaped you and leave a trail for those who come after.

Get All of the Project: Improve Me Freebies

Together, these three paths form the Project: Improve Me Midlife Map.

The Smart Solo Money Management Series

The Smart Solo Money Starter Kit and the following series are full of information about the steps to get in control of your finances:

Smart Solo Money Blog Series Overview

Track Your Spending Without Stress
Build awareness of your money habits—without guilt or spreadsheets.

Identify Money Leaks & Stop Wasting Cash
Find the sneaky expenses draining your income and cut them with confidence.

Create an Intentional Spending Plan (Not a Restrictive Budget)
Use the Needs, Wants, and Future method to budget in a way that fits your values.

Build a Financial Safety Net on One Income
Create security and stability—even when you’re the only one bringing in income.

Smart Debt Management for Independent Women
Pay off debt with a plan that fits your solo lifestyle—no shame, no stress.

Growing Wealth & Earning More
Boost your income, invest with confidence, and build real financial freedom.

Please contact me if you have any questions: hello@projectimproveme.com

Project: Improve Me! – Because Your Second Half Should Be Your Best Half.

Hi there! I’m Kari, the founder of Project: Improve Me. I try to help midlife women reset their digital lives, rebuild their money with confidence, and reflect on their life stories. I’m a single, independent woman, accountant, and grandmother. I know firsthand how overwhelming midlife can feel — and I’m here to help make it simpler, one small fix at a time.

Kari Lee's signature image with 'With Love & Laughter, Kari Lee' from Project: Improve Me.